--- title: Financial Independence (FIRE) description: Financial Independence, Retire Early (FIRE) is a movement focused on extreme saving and investing. You will understand how to calculate your FIRE number, optimize your savings rate, and build a portfolio to sustain early retirement. category: finance-economics subcategory: personal-finance difficulty: beginner, intermediate, advanced url: /subject/financial-independence-(fire) --- # Financial Independence (FIRE) Financial Independence, Retire Early (FIRE) is a movement focused on extreme saving and investing. You will understand how to calculate your FIRE number, optimize your savings rate, and build a portfolio to sustain early retirement. ## Available Resources 1 Books • 3 Websites ## Websites ### 1. Financial Independence subreddit wiki The community wiki of r/financialindependence, collecting the subreddit's FAQ, starter guides, and recommended reading. Covers savings rate, the 4% rule and safe withdrawal research, tax-advantaged accounts, and early-retirement drawdown, giving a structured entry point to FIRE planning. **Difficulty:** Beginner | **Price:** Free **Link:** https://www.reddit.com/r/financialindependence/wiki/ **Tags:** financial-independence, early-retirement, safe-withdrawal-rate, personal-finance ### 2. mrmoneymustache.com Mr. Money Mustache is a personal-finance blog focused on achieving financial independence and early retirement through frugality, high saving, and smart investing. It features long-form essays, practical guides, and reader case studies on cutting expenses, investing in index funds, and sustainable living. **Difficulty:** Intermediate | **Language:** English | **Price:** Free **Link:** https://mrmoneymustache.com **Tags:** websites, personal-development, personal-finance ### 3. madfientist.com Mad Fientist is a FIRE-focused personal finance site offering in-depth articles, guides, and tools on tax optimization, investing, and budgeting to help readers achieve financial independence and early retirement. It also features interviews and a podcast with FIRE thinkers. **Difficulty:** Intermediate | **Language:** English | **Price:** Free **Link:** https://madfientist.com **Tags:** websites, personal-development, personal-finance ## Podcasts ### 1. ChooseFI **Author:** Jonathan Mendonsa, Brad Barrett Podcast on reaching financial independence so that work becomes optional, covering savings rate, cutting expenses, paying off debt, tax-advantaged accounts, index investing, real estate, side income and travel rewards, with listener case studies of the FIRE approach. **Difficulty:** Beginner | **Language:** en | **Price:** Free **Link:** https://www.choosefi.com **Tags:** financial-independence, fire-movement, savings-rate, tax-optimization, frugality ### 2. BiggerPockets Money Podcast **Author:** Mindy Jensen, Scott Trench Twice-weekly podcast on reaching financial independence, featuring interviews with people who retired early or are pursuing FIRE. Discusses savings rates, index investing, rental property, side income and withdrawal strategies, helping listeners build and test their own early-retirement plan. **Difficulty:** Intermediate | **Language:** en | **Price:** Free **Link:** https://www.biggerpockets.com/podcasts/money **Tags:** personal-finance, financial-independence, fire, budgeting, investing ## Books ### 1. Quit Like a Millionaire **Author:** Kristy Shen, Bryce Leung A former software engineer and her partner describe how they reached financial independence at 31 using index-fund investing, high savings, and geographic arbitrage. Readers learn to calculate a FIRE number, build a yield shield, and manage sequence-of-returns risk in early retirement. **Difficulty:** Intermediate | **Language:** English | **Price:** Paid **Link:** https://www.amazon.com/dp/0525538690?tag=edmonddante07-20 **Tags:** books, personal-development, personal-finance --- *This content is part of Dantes.io - Your Treasure Map to Knowledge* *Curated by humans at Dantes.io. Personal study use welcome; republishing this curation requires permission (team@dantes.io).* View this page online: https://dantes.io/subject/financial-independence-(fire)